The ketogenic diet is the trendiest diet right now, so it’s not surprising that food marketers are doing whatever they can to promote their products as keto-friendly.
Increasingly, there is fierce competition for admission to the country’s top colleges. Those who do gain admittance to a highly selective school – particularly women – have a leg up over the course of their careers, according to a recent report.
New research from Morningstar finds that 72% of all investors are at least moderately interested in sustainable investments. While younger investors have a reputation for investing with environmental and social causes in mind, interest in these investments actually spans generations, research shows. One key distinction in how different generations view sustainable investments: They are keeping different causes and time horizons in mind.
Those armed with a newly minted diploma will find the best job market in years. Employers plan to hire nearly 11% more graduates from the class of 2019 than they did from the class of 2018, according to the National Association of Colleges and Employers. Salaries for new grads are also up from last year.
So, it might seem like the occasional morning espresso is harmless during the nine months of your pregnancy. And who knows, maybe you weren’t even aware you were pregnant for the first few months of it! And that’s okay.
If you have never had a mammogram, then there are possibly just 2 things that you know about a breast cancer screening exam. Firstly, there is someone who is going to try squashing your boobs as flat as it’s the case with a pancake and you’ll have to let them. Secondly, nobody really agrees on the time when you ought to receive your first squashing.
The majority of hiring managers spend less than one minute reviewing resumes. It has become more important than ever to create a well-organized and well-crafted resume to hold the attention of any reviewer, especially during a tough job market. By recognizing the top mistakes made when writing a resume, you can help yourself stand out in a crowded applicant pool.
With the advent of technology, the internet has transformed from a medium, to wireless and satellite internet connections. More and more companies are rolling out their previous technology into internet connection and entering into wireless communication. Luckily, these wireless internet services are not very expensive. However, when more internet providers enter the market, there is some quality loss due to the quality of wireless signals and network congestion. This is how to find the best wireless internet provider.
If you’re a first-time homebuyer, you’re likely to make some mistakes, particularly when it comes to making an offer. All homeowners are prone to certain blind spots, often when it comes to shopping for a mortgage and coming up with the down payment. Being pragmatic about the process and setting the right priorities increases your chances of finding an affordable home.
Money is many Americans’ top worry, ranking higher than health, family and work, according to a recent report from BlackRock. But there is a cure. “Focusing on retirement planning helps alleviate stress and improves your overall well-being today,” BlackRock President Robert Kapito says.
So, the acceptance letter has arrived and now you’re about to send your kid to college! It is an exciting time for the student as well as the whole family. But many things have to be taken care of, and one of the most important ones is assuring that just the right vehicle is selected. One of the main parameters is that the car is safe and dependable.
The 49th state is becoming an increasingly popular choice for cruise enthusiasts from all over the world. Cruise season in Alaska, which typically runs from May to September each year, attracts hundreds of thousands of visitors and numbers are poised to grow as more tourists from Asia and especially China begin to explore destinations further and further away from home.
More people are working “side gigs” outside of their 9-to-5 job. Second jobs or side hustles can offer them more opportunities to save for retirement. “Be very goal-focused with your side hustle, instead of spending-focused,” said Christine Russell, senior manager of retirement and annuities at TD Ameritrade.
Three out of four millennials are open to finding a new gig, according to a study from LaSalle Network. The top three reasons why millennials leave their jobs: to seek a new role, better benefits and dissatisfaction with their career path at their current employer. Companies are offering student loan assistance and pet insurance to retain younger hires.
Finances hold back 57 percent of people from completing bucket list goals, according to a survey. Traveling is the most popular item, with financial goals a close second.
The vast majority of singles say that someone with bad credit is a turnoff. In fact, the higher your credit score when a relationship starts, the less likely you are to break up after the first few years, according to research by the Federal Reserve Board. With Valentine’s Day coming up, this is a good time to get your finances in order.
An SUV (Sports Utility Vehicle) is the perfect choice for a vehicle for a large family, especially if you like to go camping, hiking, cycling or caravanning on holidays as a family.
Just like many teenagers, the markets have been moody and impulsive and has made split-second decisions based on emotions. Is this irrational anxiety? Maybe so, but there is some very rational science behind it. Scientists point to a small brain structure known as the amygdala. The amygdala may trigger a fight-or-flight response to market stressors but keep your cool and you’ll be rewarded in the long run by inevitable market gains.
If you want to pad your savings this year, sometimes just automating your contributions won’t work, particularly if you’re self-employed. Research has found that getting group support and receiving regular automated reminders can help keep you on track toward your goal.
The good news: The tax overhaul has lowered overall individual income tax rates. If you can control the timing of your bonus, consider receiving it in 2019 in order to limit your taxable income in 2018. Getting paid your bonus this year? Charitable giving can help you reduce your tax load.
These days, a college degree requires going deep into debt. As for whether it was worth it, more than half of adults say yes. An overwhelmingly majority of parents would like to see their children attend college.
The nation now has 70 million grandparents, up 24% from 56 million in 2001. Many of them — 40% — are working either full time or part time. The average age to become a grandparent is now 50, up from 48 in 2011. About 7% have taken on credit card debt or co-signed private student loans to help pay for college.
About 44 percent of American workers who are saving in a workplace retirement plan feel confident they will retire comfortably. However, generation by generation, the numbers show that many individuals are way behind when it comes to reaching their savings goals. Baby boomers have made the most progress, having saved 30 percent of what they think they will need. The bad news: they have just a few years to catch up.
Impact investing, also known as socially responsible investing, is becoming more popular with younger people. Swell, an impact investing platform, ensures its clients invest only in companies that align with the 17 sustainable development goals set by the United Nations.
Twenty-five percent of new investment money goes to companies that investors deem to be socially responsible, an investing approach that has increased by trillions of dollars in recent years. The concept of ESG (environmental, social, governance) investing is particularly attractive to younger investors, many from the millennial generation. Based on climate change and greenhouse gas emissions, labor practices and corporate governance, it is unclear whether either Lyft or Uber should ever pass ESG screens.
More than a quarter of young adults say buying a home is the life milestone they’re shooting for the most, even over getting married, having children and retiring, according to a survey. However, sky-high rents and unprecedented student loan debt reduce the likelihood of being able to afford a down payment.
A number of individuals ages 45 and up fall into a new category — super savers — because they are putting away at least 20 percent of their income. These people are making saving and investing a priority even over their housing and daily costs, all in the name of being able to have the retirement of their dreams. While super savers are taking the obvious steps to get there — such as avoiding debt and keeping to a budget — there are several less common money hacks that you may want to make your own.
Whether you go with an annuity spread out over three decades or as an immediate, reduced lump sum, 24 percent of your win is withheld for federal taxes. However, the top marginal tax rate of 37 percent means you’d owe more to Uncle Sam at tax time. State taxes also would either be withheld or due, depending on where you live and where you bought the ticket.
Award-winning actor Leonardo DiCaprio is adding to his portfolio of investments aimed at combating climate change, this time with a company that is providing a socially conscious alternative to traditional banks. The company, called Aspiration, offers a Spend & Save account that touts 100 percent fossil fuel-free deposits, as well as a competitive 2 percent annual percentage yield. DiCaprio will join Aspiration’s board of advisors with the investment, which was made as part of a Series B round of funding.
Own a small business? Expecting income from a partnership? You might plan on asking for a six-month extension on your taxes. The complexity of the new tax code, plus the crush of last-minute returns, has also slowed down tax preparers’ workflow. Even if you’re planning on filing an extension, prepare to pay the taxes you owe by April 15.
Americans are spending $5,339 a year, on average, on non-necessities such as coffee, eating out, entertainment, clothing, ride shares and alcohol, according to a new report. Investing some of that money instead could amount to more than $100,000 over time.
From CDs and private debt impact notes to “buy-write” strategies, advisors are looking beyond bonds to fixed-income alternatives. Some investors are now looking to dividends to get more income from their portfolios, yet advisors remain cautious given market volatility. Buy-write is more appropriate for investors who are familiar with selling options and looking to generate income but may be afraid of bonds.
The IRS withholds 24 percent for federal taxes, although a top marginal rate of 37 percent means the winner would be on the hook for the difference. State taxes also would be withheld or due later, depending on where the ticket was purchased and where you live. Your chance of winning the top prize is about 1 in 292 million.
Target-date funds held about $1.1 trillion in assets at the end of 2018, up from $158.4 billion 10 years earlier, according to Morningstar. They typically only consider your age when determining how best to allocate your assets between stocks and bonds. Some investment firms are offering a twist on these funds by using employee data from plan sponsors and 401(k) plan recordkeepers to craft a better portfolio for an individual’s particular situation.
Between housing, food, cellphone bills and other expenses, Americans shell out $164.55, on average, in a given day. To reel in discretionary spending and build wealth, “you have to be more mindful every day,” said Mark Avallone of Potomac Wealth Advisors.
As early as this spring, New York City subways and buses will enable riders to tap a contactless bank card or their mobile wallet at turnstiles. Experts say that could be the “tipping point” in the move away from cash once and for all.
Your chance of winning the top prize is roughly 1 in 292 million. The IRS withholds 24 percent for federal taxes, although a top marginal rate of 37 percent means you would be on the hook for the difference. State taxes also would be withheld or due later, depending on where the ticket was purchased and where the winner lives.
Everything’s fine. That makes it the perfect time to start saving for when things go wrong. Saving can be hard. Visualizing your goal and your progress makes it easier to stay motivated.
How much you spend will have a big impact on how well you live in retirement, according to new research from J.P. Morgan. What many retirees do not realize is that spending during their retirement years will fluctuate — and sometimes dramatically. In order to best plan for your golden years, you need to realistically understand that your income needs will change, particularly in the early years and as unexpected expenses crop up.
Lottery officials are required to withhold 24 percent of big wins for federal taxes, although winners can count on owing much more to the IRS. There also would be state taxes due, depending on where you live and where the winning ticket was purchased. Your chance of winning Powerball is about 1 in 292 million.
My daily planking habit had an improbable start: a tweet. The post is lost to the flow of the feed, but in my memory, it was simple—a woman sharing her trick of adding just five additional seconds to her plank time each week.
Cardio is great—in fact, it’s a must. But there’s another beneficial component to physical fitness that many women are ignoring: weight lifting. And we’re not just talking about picking up those little 2-pound weights and doing a few bicep curls (though there’s nothing wrong with that). Hitting the weight room—and more specifically, using a barbell—challenges your body in a way nothing else can. “A barbell forces your body into a fixed position, which is biomechanically beneficial because it creates stability on the weight load. This, in turn, gives your muscles more stability to push and pull from, and that helps them stay more engaged,” explains Holly Perkins, CSCS, a Los Angeles–based celebrity trainer and author of Lift to Get Lean.
The idea of waking up crazy early, skipping breakfast, and dragging our butts to the gym or spin studio is enough to make us want to hit the “snooze” button, throw the duvet over our heads, and Seamless an egg sandwich to our beds.
Getting up to urinate frequently at night could signal a serious health problem: high blood pressure.
It doesn’t get any better than heading outside and going for a killer run under the sun….Well, there’s actually one thing that can make that run better: knowing exactly how many calories you burned while doing it. Tracking calories definitely isn’t for everyone, and that’s perfectly fine. But some of us only feel seriously accomplished knowing that number.
What Exactly Is CHS? Everything You Need to Know About the Mysterious Illness Sending Marijuana Users to the Hospital
Experts are growing increasingly concerned about a possible side effect of cannabis that causes vomiting, abdominal pain, and nausea in some marijuana users called cannabinoid hyperemesis syndrome (CHS). According to a new study published in the journal Annals of Internal Medicine, 18.4% of people who inhaled cannabis and ended up in the emergency room of a Colorado hospital and 8.4% of those who ate edible cannabis and ended up in the emergency room had CHS symptoms.
As more states legalize marijuana, people are starting to believe it’s A-OK to smoke pot on the reg. And it’s easy to understand why. If it’s legal, it can’t be that bad for you, right? Actually, not necessarily. New research shows daily marijuana users, especially those who use high-potency weed, may be three times more likely to develop a psychotic disorder, like schizophrenia, than non-users.
The secret is out: Decluttering your kitchen has a surprising advantage that goes way beyond organization. Turns out, it can seriously improve your diet and even help you lose weight.
Over the past 40 years, doctors have gotten a lot better at treating heart disease. In the 1960s, it wasn’t unusual for adults to die or become severely disabled from heart attacks in only their fifth or sixth decade of life. And while heart disease is still the number-one killer in the United States, it’s also no longer a guaranteed death sentence, thanks to newer medications, improved surgical techniques, and better understanding of the disease.
If you’ve ever been on the keto diet, you might have noticed your breath smelling pretty nasty for the first couple of weeks. Don’t worry, you’re not the only one. “Keto breath” is a super common side effect of eating high-fat, low-carb meals. And while it might be very unpleasant, it’s actually a sign that your body is in ketosis, the fat-burning state that is the goal of the keto plan.